Program Overview

In 1963 the American Bar Association created the ABA Retirement Funds Program ("Program") because it recognized that the legal community could benefit from a unique type of retirement plan to meet its needs. In the past, partnerships did not have the same access to tax-deferred retirement plan benefits as they do today. The Program was created in part to allow, under a Collective Trust structure, partnerships and small law firms to access these benefits. 

Fast Facts

Why choose the Program?

The Program offers an employer-sponsored retirement plan. For over 60 years, the Program has been committed to providing the tools necessary to help all legal professionals achieve retirement security. Our structure allows your firm to focus on the success of the practice while we provide the highest level of fiduciary oversight allowable through ERISA, reducing your fiduciary risk. Through our purposeful innovation we provide an investment platform with options to allow for optimal choice and flexibility for your participants and a fully bundled service model, custom designed to meet the unique needs of your firm, so you and your plan participants can learn more, save more and worry less. And we offer all of this at a competitive price whether you are a solo practitioner or a large corporation. Through the unique culture created between the ABA Retirement Funds and our Program providers, we aspire to help every law firm, legal professional and their staff secure their financial future.

The Program is powered by three leading financial innovators that deliver retirement plan experience.

Investment Fiduciary, Custodian, Trustee
Mercer logo for ABA Retirement Funds Program materials
  • Maintains Investment Policy 3
  • Designs the investment line-up
  • One of the largest defined contribution investment consultants globally
Full-Service Recordkeeping and Administration
voya
  • A leading provider of financial products and services in the U.S.
  • One of the largest defined contribution plan recordkeepers with approximately 39,000 plans1
Schwab Personal Choice Retirement Account® (“PCRA”)
charles schwab logo in blue text
  • For the investor selecting stocks, bonds or mutual funds
  • Offers over 8,700 domestic and international mutual funds

Upcoming Live Sessions

There are currently no upcoming sessions.

1 As of December 31, 2024. 

2 Measured as a percentage of clients who remained with the Program from January 1, 2024, through December 31, 2024; includes only plan conversions to another provider

3 Subject to acceptance by ABA Retirement Funds 

CN4519413_0527