Participant Distributions

As Plan Administrator, you will handle participant distributions for a number of different reasons: You will first need to determine if the participant meets the requirements for a distribution under … Continued

Plan Compliance Testing

Testing is done each year to monitor whether the plan is in compliance with certain IRS and DOL requirements (check the “Calendar” under Forms, Tools and Resources for the testing … Continued

Compliance Checklist

Compliance checklist for your retirement plan To assist you in maintaining your plan’s compliance, the ABA Retirement Funds Program (“Program”) has prepared this checklist as a tool for your self-audit … Continued

Submitting Contributions and Loan Repayments

How to submit contributions and loan repayments The Program offers two methods for submitting contributions and loan repayments: Payroll/Administration — an online service to report your data with the Automated … Continued

THE REAL ROI OF FINANCIAL ADVICE AND GUIDANCE

Employers have long recognized that critical benefits such as health care and retirement savings are essential to attracting and retaining great employees. But whether employees are leveraging benefits to improve … Continued

Retirement Planning for Lawyers

Here’s a big word for you from the world of behavioral finance – hyperbolic discounting. Hyperbolic discounting is a time-inconsistent model of discounting. Ok, that didn’t help much. Think of … Continued

In-Service Withdrawals

This section contains information on how to process participant in-service withdrawals. As Plan Administrator, you may handle the following types of participant withdrawal requests: You will first need to determine … Continued

Retirement Plan Forms and Documents

All ABA Retirement Funds Program (“Program”) forms can be printed or downloaded from this page. Please note any required supplemental notices have been attached to the appropriate PDF files for … Continued