Worried your retirement savings strategy isn’t quite right?

Help is available. Voya Retirement Advisors (“VRA”), powered by Edelman Financial Engines, can help you take clear steps toward reaching your retirement goal. Available at no cost, VRA can complement your retirement planning with:

• Personalized savings and investing recommendations.
• A Social Security guidance experience.
• Software to estimate healthcare expenses in retirement.
• A guided experience to create a customized plan for spending in retirement.

In the coming weeks, you will receive a personalized Retirement Evaluation in the mail from VRA. The evaluation includes tips designed to improve your investments, risk, and potential retirement income.

You’ll also see an offer to have your retirement plan account professionally managed by VRA for 3 months with no Professional Management service fees.* With Professional Management, VRA will:

• Create a customized portfolio for you with the investment options in your retirement plan that considers all of your holdings, your preferred retirement age, and risk tolerance.
• Implement, manage and report back on the progress of your portfolio towards your retirement strategy on an ongoing basis.

*Accepting the trial offer means enrollment in Professional Management and you are authorizing VRA to automatically make changes to your account during the trial offer and on an ongoing basis. The annual fee schedule is as follows: .40% for the first $100,000 in assets; .30% for $100,000.01 to $250,000; .20% for $250,000.01 and greater.

Please read the Program Annual Disclosure Document (April 2024) carefully before investing. The Annual Disclosure Document contains important information about the Program and investment options. For email inquiries, use: [email protected].

Advisory Services provided by Voya Retirement Advisors, LLC (“VRA”). VRA is a member of the Voya Financial (“Voya”) family of companies. For more information, please read the Voya Retirement Advisors Disclosure Statement, Advisory Services Agreement and the ABA Retirement Funds Program’s (“Program’s”) Fact Sheet. These documents may be viewed online by accessing the advisory services link(s) through the Program’s web site at abaretirement.com after logging in. You may also request these from a VRA Investment Advisor Representative by calling the Program’s information line at 800.348.2272. Financial Engines Advisors L.L.C. (“FEA”) acts as a sub advisor for VRA. FEA is a federally registered investment advisor. Neither VRA nor FEA provides tax or legal advice. If you need tax advice, consult your accountant, or if you need legal advice, consult your lawyer. Future results are not guaranteed by VRA, FEA or any other party and past performance is no guarantee of future results. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All other marks are the exclusive property of their respective owners. FEA and Edelman Financial Engines, LLC are not members of the Voya family of companies. ©2024 Edelman Financial Engines, LLC. Used with permission.
Securities offered through Voya Financial Partners, LLC (member SIPC).
Voya Retirement Advisors and Voya Financial Partners are members of the Voya family of companies (“Voya”). Voya and the ABA Retirement Funds are separate, unaffiliated entities, and not responsible for one another’s products and services.

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