According to EBRI, some couples could need as much as $350,000, for health care expenses during their retirement years.1 You should be sure to investigate your health insurance options and understand how they work, including:
- Medicare: U.S. National health insurance available for people age 65 and over
- Medicare supplemental insurance (Medigap): Helps cover Medicare’s co-insurance and deductibles
- Long-term care insurance: For nursing home or caregiver services
Need Help?
Call Voya Financial Advisors2 at 844.253.8692 to discuss your money matters and receive a free Financial Snapshot3 prepared just for you.
Read the fine print in the policy before you sign up.


- EBRI https://www.ebri.org/pdf/notespdf/EBRI_Notes_Hlth-Svgs.v38no1_31Jan17.pdf
- Financial Advisors are Investment Advisor Representatives of, and offer securities and investment advisory services through Voya Financial Advisors, Inc. (Member SIPC).
- For more complex situations, you can request a personalized financial plan for a fee of up to $1,500.
- https://www.aarp.org/content/dam/aarp/ppi/2017-01/Fact%20Sheet%20Long-Term%20Support%20and%20Services.pdf
- 2017 Bipartisan Policy Center Report https://bipartisanpolicy.org/2017-annual-report/
ABA Retirement Funds Program I A Different Kind of Retirement Plan
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