TIER III Self-Directed Brokerage

Participants may directly invest their retirement plan assets in publicly-traded securities and mutual funds through the Self-Directed Brokerage Account (“SDBA”). With the SDBA, participants can create investment portfolios that uniquely reflect their own retirement planning needs and objectives. This option allows participants to select from various investment possibilities and execute trades through the discount brokerage services of TD Ameritrade. self directed brokerageTD Ameritrade, a leader in the brokerage industry, offers Program participants:

 

  • Low commissions and trading fees – for example, the commission for online equity trades is a flat rate of $6.95 per online equity trade1;
  • Ranked #1 for Long-Term Investing and #1 for Novices in Barron’s 2017 Online Broker Review2.
  • Independent, objective third party research and charts from well-known industry analysts3.

For information on Self-Directed Brokerage Fees click here.

 

A WIDE ARRAY OF INVESTMENTS
The SDBA provides participants with greater investment flexibility and the opportunity to take advantage of changing markets. TD Ameritrade Offers:

  • Over 13,000 domestic, international and global mutual funds including equity and fixed income funds.
  • More than 3,500 mutual funds with no load and no transaction fee4.
  • Individual fixed income securities, including U.S. government securities of varying maturities, mortgage-backed securities and corporate bonds.
  • Individual equity securities traded on major U.S.  Exchanges, including the New York and American Stock Exchanges, the NASDAQ National Market, and regional exchanges. Access to over 1,600 Exchanged Traded Funds of which over 100 are commission free5

Click here to learn more about Self-Directed Brokerage Accounts


Please read the Program Annual Disclosure Document (April 2017), carefully before investing. This Disclosure Document contains important information about the Program and investment options. For email inquiries, contact us at: .

  1. Trades executed in multiple lots on the same day are charged a single commission. Trades partially executed over multiple trading days are subject to commission charges for each trading day.

  2. TD Ameritrade was evaluated against 15 others in the 2017 Barron’s Online Broker Review, March 18, 2017. The firm was ranked 1st in the categories “Best for Long-Term Investing,” “Best for Novices” and “Usability.” TD Ameritrade was also awarded the highest star rating (4.5) in “Best for Investor Education” (shared with two others). Star ratings are out of a possible 5. Barron’s is a trademark of Dow Jones, L.P. All rights reserved.

  3. Third-party research and tools are obtained from companies not affiliated with TD Ameritrade, and are provided for informational purposes only. While the information is believed to be reliable, TD Ameritrade does not guarantee its accuracy, completeness, or suitability for any purpose, and makes no warranties with respect to the results to be obtained from its use. Please consult other sources of information and consider your individual financial position and goals before making an independent investment decision. Past performance does not guarantee future results.

  4. No-Transaction-Fee (NTF) mutual funds are no-load mutual funds for which TD Ameritrade does not charge a transaction fee. TD Ameritrade receives remuneration from mutual fund companies, including those participating in its no-load, no-transaction-fee program, for recordkeeping, shareholder services, and other administrative and distribution services. The amount of TD Ameritrade’s remuneration for these services is based in part on the amount of investments in such funds by TD Ameritrade clients. No-transaction-fee mutualfunds and other funds offered through TD Ameritrade have other fees and expenses that apply to a continued investment in the fund and are described in the prospectus.

  5. To trade commission-free ETFs, you must be enrolled in the self-directed brokerage services. If you trade eligible ETFs within the 30-day hold period, short-term trading fees will apply. ETFs are baskets of securities that trade on an exchange like a stock. Trading prices may not reflect the actual net asset value of the underlying securities. ETFs can entail market, sector, or industry risks. Some ETFs may involve international risk, currency risk, commodity risk, and interest rate risk.

     

    TD Ameritrade and ABA Retirement Funds are separate, unaffiliated companies and not responsible for one another’s products and services. Brokerage services provided by

    TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and the Toronto Dominion Bank. Used with permission.

 

Visit our Program's SDBA provider

TD Ameritrade
Four Ways to Trade Trading with TD Ameritrade is simple and convenient. You can:

1 Place orders through the website or mobile apps

2 Place orders through a dedicated SDBA licensed broker

3 Place orders by using a touch-tone phone

4 Place orders through an independent RIA

If you use an advisor or prefer to authorize someone else to manage your account, you can have a third-party advisor manage your account for you once your new account has been opened. Contact a TD Ameritrade representative for additional details.
QUESTIONS? Call the ABA Retirement Funds Program at 800.348.2272 and speak with a Customer Service Associate Monday through Friday between
8 a.m. and 8 p.m. Eastern Time if you have questions about opening an SDBA. You can also visit tdameritraderetirement.com/demo to see a demo of a Self-Directed Brokerage Account.
Disclosure Document

Request the Program Annual Disclosure Document (April 2017). This Disclosure Document contains important information about the Program and investment options.
800.826.8901 For email inquiries, contact us at: joinus@abaretirement.com.

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