Investing is a tradeoff between risk and expected return. In general, assets with higher expected return carry more risk than those that have a lower expected return. The Program’s platform of investments includes diversification across the risk/return spectrum and is designed to suit the needs of every participant.
Note: This graph is not to scale and is intended to illustrate the rank order of the expected risk, as measured by standard deviation, of each investment option. The risk and return assumptions are based on Mercer’s Capital Market Assumptions (20-year) as of April 2017. Expected return is no guarantee of future performance.
Please read the Program Annual Disclosure Document (April 2017), as supplemented (July 2017), carefully before investing. This Disclosure Document contains important information about the Program and investment options. Contact us at: firstname.lastname@example.org.
Voya Financial Partners, Voya Retirement Advisors, Voya Financial Advisors are members of the Voya family of companies (“Voya”). Voya, the ABA Retirement Funds, Mercer Trust Company, TD Ameritrade, and state and local bar associations are separate, unaffiliated entities, and not responsible for one another’s products and services.