Mercer’s Fourth Quarter 2022 Market Review   

as of December 31, 2022   Global markets moved higher for most of the quarter as signs emerged that inflation may have peaked.  However, some of the quarter’s gains were given back in December as fears of an economic slowdown and further Federal Reserve tightening weakened sentiment. The drawdown in stocks and bonds last year … Continued


View Recorded Presentation Or you can view the slides of the presentation with full disclosures and contact information: New Year, New Markets

Retirement Planning for Lawyers

Here’s a big word for you from the world of behavioral finance – hyperbolic discounting. Hyperbolic discounting is a time-inconsistent model of discounting. Ok, that didn’t help much. Think of it this way – humans have a tendency to value short-term rewards over longer-term rewards, even when mathematically the rewards are worth the same. The … Continued

Mercer’s Third Quarter 2022 Market Review

as of September 30, 2022 It was another difficult quarter for both stocks and bonds as global markets continued their downtrend in the third quarter. Federal Reserve Chair Powell’s speech at Jackson Hole in August dashed hopes that the Fed would consider pausing its tightening cycle. After recovering in July, both equity and bond markets … Continued

The ABA Retirement Funds Program & Cybersecurity

What the Plan Sponsor needs to do to comply with the Department of Labor (“DOL”) and the ABA Retirement Funds Program’s (“Program’s”) protection of Personal Identifiable Information and participant account balances. Over the years cybersecurity has grown to become an area of critical importance to plan sponsors, administrators and their plan participants. The ABA Retirement … Continued

Budget Calculator

Use Voya’s budget Calculator to help you stay on track for retirement. Click Here