Archives: Learning Center
What is dollar cost averaging?
Sound familiar? If you’ve ever agonized over when you should invest, you may have come to realize it is hard for an individual investor to try to time the markets. Another strategy? Dollar cost averaging. Consistency vs. timing It sounds technical, but dollar cost averaging is quite simple: you invest a consistent amount, week after … Continued
Living paycheck to paycheck?
Reading Time: 2 minutes Beginning a new year always seems like a great time to start fresh with your goals, whether they are financial, physical, or professional goals. However, what if you can’t seem to shake the stress of trying to reach your financial goals because of lingering debt? First, take a deep breath. Second, … Continued
Investing Through the Chapters of Life
Reading Time: 3 minutes How we spend, how we save and how we invest money is unique to each of us. Despite our differences, most of us share a similar life cycle, which impacts the decisions we make about money. At each stage of life, a person’s goals, priorities and financial needs change. Major life … Continued
Mercer’s First Quarter 2023 Market Review
as of March 31, 2023 Global markets moved higher during the quarter as investors appeared to remain hopeful for a soft landing. However, volatility was elevated at times as stresses in the banking sector and uncertainty over monetary policy weighed on markets. Global economic growth has been more resilient than most economists expected. In the … Continued
Webinar: Investing Concepts Simplified
Run time: 35 minutes You don’t need to be an expert or a stock market whiz to put an investment strategy into place. This webinar will break down the fundamentals of investing and provide simple, practical ways to help you invest with confidence. Topics for discussion: Asset classes, risk, and inflation How to build a … Continued
Top 4 Retirement Tips & Tricks
We repeatedly are told to prepare for retirement during our working years. But what if that milestone is quickly approaching and you’re nowhere near ready? If you’re anxious about retiring, you’re not alone, but rather than fear what lies ahead, you can take steps to be prepared financially. Here are a few ways to salvage … Continued
Mercer’s Fourth Quarter 2022 Market Review
as of December 31, 2022 Global markets moved higher for most of the quarter as signs emerged that inflation may have peaked. However, some of the quarter’s gains were given back in December as fears of an economic slowdown and further Federal Reserve tightening weakened sentiment. The drawdown in stocks and bonds last year … Continued
WEBINAR: NEW YEAR, NEW MARKETS 2023
View Recorded Presentation Or you can view the slides of the presentation with full disclosures and contact information: New Year, New Markets
Article: Is it time to replace your SIMPLE IRA Plan or SEP with a 401(k)?
If your business is growing or your workforce is changing, it may be time to consider whether a 401(k) is now a better option for you and your employees than the SIMPLE IRA Plan or SEP you currently offer. A 401(k) Plan can offer you more options so that you can elect plan provisions … Continued
Retirement Planning for Lawyers
Here’s a big word for you from the world of behavioral finance – hyperbolic discounting. Hyperbolic discounting is a time-inconsistent model of discounting. Ok, that didn’t help much. Think of it this way – humans have a tendency to value short-term rewards over longer-term rewards, even when mathematically the rewards are worth the same. The … Continued