This Guide will help you in the day-to-day administration of your firm’s plan. Please bear in mind that the information presented in this Guide describes all possible plan provisions available under the ABA Retirement Funds Program (the Program). The provisions you have selected for your plan, however, may be different. For example, the section on loans to participants may not apply to you if your plan does not allow loans. Keep your adoption agreement handy, so you are aware of your plan’s provisions as you review this Guide.

If you have questions about any of this information, contact the Plan Administrator Line at 800.752.6313 or the Customer Service Center at 800.348.2272 (Monday through Friday, 8:00 a.m. to 8:00 p.m. ET).

Note: If you find conflicting information between this Guide and the ABA Retirement Funds Program Basic Plan Document No. 03, the plan document governs.

ABA Retirement Funds Program
P.O. Box 55072
Boston, MA 02205-5072