BEGIN:VCALENDAR
VERSION:2.0
PRODID:spatie/icalendar-generator
NAME:ABA Retirement Funds
X-WR-CALNAME:ABA Retirement Funds
BEGIN:VTIMEZONE
TZID:America/New_York
BEGIN:STANDARD
DTSTART:20241103T020000
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
END:STANDARD
BEGIN:DAYLIGHT
DTSTART:20250309T020000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
END:DAYLIGHT
BEGIN:STANDARD
DTSTART:20251102T020000
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
END:STANDARD
BEGIN:DAYLIGHT
DTSTART:20260308T020000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
END:DAYLIGHT
BEGIN:STANDARD
DTSTART:20261101T020000
TZOFFSETFROM:-0400
TZOFFSETTO:-0500
END:STANDARD
BEGIN:DAYLIGHT
DTSTART:20270314T020000
TZOFFSETFROM:-0500
TZOFFSETTO:-0400
END:DAYLIGHT
END:VTIMEZONE
BEGIN:VTIMEZONE
TZID:UTC
BEGIN:STANDARD
DTSTART:20250801T022807
TZOFFSETFROM:+0000
TZOFFSETTO:+0000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
UID:69f01b3767425
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250526
DTEND;TZID=America/New_York;VALUE=DATE:20250527
SUMMARY:Memorial Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767afb
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250619
DTEND;TZID=America/New_York;VALUE=DATE:20250620
SUMMARY:Juneteenth National Independence Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767b73
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250615
DTEND;TZID=America/New_York;VALUE=DATE:20250616
SUMMARY:Form 5500 Filing Notifications to be sent by June 15
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767bcb
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250630
DTEND;TZID=America/New_York;VALUE=DATE:20250701
SUMMARY:401(k) Plans: Submit the Corrective Measures for Contribution Form
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767c1f
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250703
DTEND;TZID=America/New_York;VALUE=DATE:20250704
SUMMARY:Pre-Independence Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767c72
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250704
DTEND;TZID=America/New_York;VALUE=DATE:20250705
SUMMARY:Independence Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767cc7
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250708
DTEND;TZID=America/New_York;VALUE=DATE:20250709
SUMMARY:Schwab Personal Choice Retirement Account® (\"PCRA\") Participant 
 Statements Distributed
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767d18
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250717
DTEND;TZID=America/New_York;VALUE=DATE:20250718
SUMMARY:2nd Quarter Account Statements
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767d6f
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250731
DTEND;TZID=America/New_York;VALUE=DATE:20250801
SUMMARY:File Form 5500 Form 5500EZ or Form 5558
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767dcf
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250901
DTEND;TZID=America/New_York;VALUE=DATE:20250902
SUMMARY:Labor Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767e20
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250915
DTEND;TZID=America/New_York;VALUE=DATE:20250916
SUMMARY:Money Purchase Pension Plans: Send 2024 Contributions for your Firm
 ’s Plan to the Program
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767e74
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250915
DTEND;TZID=America/New_York;VALUE=DATE:20250916
SUMMARY:S-Corporations Partnerships: Send 2024 Employer Contributions for y
 our Firm’s Plan to the Program & File Form 5500 with the Department of L
 abor (\"DOL\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767ec6
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250929
DTEND;TZID=America/New_York;VALUE=DATE:20250930
SUMMARY:Send the 2024 Summary Annual Report (\"SAR\") to Participants
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767f34
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20250930
DTEND;TZID=America/New_York;VALUE=DATE:20251001
SUMMARY:401(k) Plans: Mid-Year Census Nondiscriminations Testing Informatio
 n Due
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767f85
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251003
DTEND;TZID=America/New_York;VALUE=DATE:20251004
SUMMARY:401(k) Plan: Notify your Eligible Employees of the Safe Harbor Cont
 ributions for 2026
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3767feb
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251006
DTEND;TZID=America/New_York;VALUE=DATE:20251007
SUMMARY:Schwab Personal Choice Retirement Account® (\"PCRA\") Participant 
 Statements are Distributed
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768056
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251013
DTEND;TZID=America/New_York;VALUE=DATE:20251014
SUMMARY:3rd Quarter Account Statements
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37680ab
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251015
DTEND;TZID=America/New_York;VALUE=DATE:20251016
SUMMARY:File Form 5500 with the Department of Labor (\"DOL\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768105
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251015
DTEND;TZID=America/New_York;VALUE=DATE:20251016
SUMMARY:Sole Proprietors Corporations: File Form 5500 with the Department o
 f Labor (\"DOL\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768160
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251015
DTEND;TZID=America/New_York;VALUE=DATE:20251016
SUMMARY:Sole Proprietors Corporations: Send 2024 Employer Contributions to 
 the Program
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37681bc
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251127
DTEND;TZID=America/New_York;VALUE=DATE:20251128
SUMMARY:Thanksgiving
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768232
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251128
DTEND;TZID=America/New_York;VALUE=DATE:20251129
SUMMARY:Post Thanksgiving Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376828f
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251117
DTEND;TZID=America/New_York;VALUE=DATE:20251118
SUMMARY:Required Minimum Distribution (\"RMD\") sweeps
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37682e5
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251202
DTEND;TZID=America/New_York;VALUE=DATE:20251203
SUMMARY:401(k) Plan: Notify your Eligible Employees of the Safe Harbor Cont
 ributions for 2026
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376834d
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251201
DTEND;TZID=America/New_York;VALUE=DATE:20251202
SUMMARY:Last Day to Make a Retroactive Safe Harbor Non-Elective Contributio
 n (\"SH NEC\") for the 2025 Plan Year
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37683ad
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251202
DTEND;TZID=America/New_York;VALUE=DATE:20251203
SUMMARY:Send Qualified Default Investment Alternative (\"QDIA\") to Partici
 pants
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37687e8
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251215
DTEND;TZID=America/New_York;VALUE=DATE:20251216
SUMMARY:Send 2024 Summary Annual Report (\"SAR\") if you filed a Form 5558
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768833
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251224
DTEND;TZID=America/New_York;VALUE=DATE:20251225
SUMMARY:Christmas Eve
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768872
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251225
DTEND;TZID=America/New_York;VALUE=DATE:20251226
SUMMARY:Christmas
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37688ae
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251229
DTEND;TZID=America/New_York;VALUE=DATE:20251230
SUMMARY:Distribute Excess Contributions to all Affected Participants
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768907
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251229
DTEND;TZID=America/New_York;VALUE=DATE:20251230
SUMMARY:Make Legally Permitted Optional Amendments to Existing Plans for 20
 25
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768974
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251229
DTEND;TZID=America/New_York;VALUE=DATE:20251230
SUMMARY:Remind Participants to Withdraw their Required Minimum Distribution
  (\"RMD\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768a01
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251231
DTEND;TZID=America/New_York;VALUE=DATE:20260101
SUMMARY:Deadline to take Required Minimum Distribution (\"RMD\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768a72
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20251003
DTEND;TZID=America/New_York;VALUE=DATE:20251004
SUMMARY:Send Qualified Default Investment Alternative (\"QDIA\") to Partici
 pants
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768aed
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260101
DTEND;TZID=America/New_York;VALUE=DATE:20260102
SUMMARY:New Year's Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768b4d
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260105
DTEND;TZID=America/New_York;VALUE=DATE:20260106
SUMMARY: Self-Directed Brokerage Account Participant Statements
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768bb1
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260108
DTEND;TZID=America/New_York;VALUE=DATE:20260109
SUMMARY:Program's Annual Census Offer to Provide Nondiscrimination Testing 
 and/or Calculation
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768c10
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260112
DTEND;TZID=America/New_York;VALUE=DATE:20260113
SUMMARY:Annual Acccount Statements
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768c78
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260119
DTEND;TZID=America/New_York;VALUE=DATE:20260120
SUMMARY:Martin Luther King Jr. Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768cde
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260131
DTEND;TZID=America/New_York;VALUE=DATE:20260201
SUMMARY:IRS Form 1099-R Mailed
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768d45
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260131
DTEND;TZID=America/New_York;VALUE=DATE:20260201
SUMMARY:IRS Form 1099-R sent to IRS
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768dbe
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260212
DTEND;TZID=America/New_York;VALUE=DATE:20260213
SUMMARY:401(k) Plans and Corporations Return the Employee Census to the Pro
 gram
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768e2b
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260216
DTEND;TZID=America/New_York;VALUE=DATE:20260217
SUMMARY:Presidents' Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768e8a
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260315
DTEND;TZID=America/New_York;VALUE=DATE:20260316
SUMMARY: 401(k) Plans Participant Distributions of Excess Salary Deferrals 
 and Earnings
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768f02
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260315
DTEND;TZID=America/New_York;VALUE=DATE:20260316
SUMMARY: 401(k) Plans Submit the Corrective Measures for Contribution Form
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768f77
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260315
DTEND;TZID=America/New_York;VALUE=DATE:20260316
SUMMARY: S-Corporations Partnerships 2025 Employer Contributions Due
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3768fe5
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260405
DTEND;TZID=America/New_York;VALUE=DATE:20260406
SUMMARY: Self-Directed Brokerage Account Participant Statements are Distrib
 uted
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376904c
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260414
DTEND;TZID=America/New_York;VALUE=DATE:20260415
SUMMARY: 1st Quarter Account Statements
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37690b4
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260414
DTEND;TZID=America/New_York;VALUE=DATE:20260415
SUMMARY:Sole Proprietors and Corporations 2025 Employer Contributions Due
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769136
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260403
DTEND;TZID=America/New_York;VALUE=DATE:20260404
SUMMARY:Good Friday
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769193
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260525
DTEND;TZID=America/New_York;VALUE=DATE:20260526
SUMMARY:Memorial Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37691f3
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260615
DTEND;TZID=America/New_York;VALUE=DATE:20260616
SUMMARY:Form 5500 Filing Notifications to  be sent by June 15
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376924d
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260619
DTEND;TZID=America/New_York;VALUE=DATE:20260620
SUMMARY: Juneteenth National Independence Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37692ec
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260630
DTEND;TZID=America/New_York;VALUE=DATE:20260701
SUMMARY: 401(k) Plans: Submit the Corrective Measures for Contribution Form
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376934f
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260703
DTEND;TZID=America/New_York;VALUE=DATE:20260704
SUMMARY:Pre-Independence Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37693ef
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260704
DTEND;TZID=America/New_York;VALUE=DATE:20260705
SUMMARY: Independence Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376944a
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260708
DTEND;TZID=America/New_York;VALUE=DATE:20260709
SUMMARY:Schwab Personal Choice Retirement Account® (\"PCRA\") Participant 
 Statements Distributed
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37694a5
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260717
DTEND;TZID=America/New_York;VALUE=DATE:20260718
SUMMARY: 2nd Quarter Account Statements
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769502
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260731
DTEND;TZID=America/New_York;VALUE=DATE:20260801
SUMMARY:File Form 5500\, Form 5500 EZ or Form 5558
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376956f
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260907
DTEND;TZID=America/New_York;VALUE=DATE:20260908
SUMMARY: Labor Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37695d7
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260915
DTEND;TZID=America/New_York;VALUE=DATE:20260916
SUMMARY: Money Purchase Pension Plans: Send 2025 Contributions for your Fir
 m's Plan to the Program
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376963e
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260915
DTEND;TZID=America/New_York;VALUE=DATE:20260916
SUMMARY: S-Corporations Partnerships: Send 2025 Employer Contributions for 
 your Firm's  Plan to the Program & File Form 5500 (for 12/31 Plan Year End
 ings’s only) with the Department of Labor (\"DOL\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37696f4
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260929
DTEND;TZID=America/New_York;VALUE=DATE:20260930
SUMMARY: Send the 2025 Summary Annual Report (SAR) to Participants
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769768
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20260930
DTEND;TZID=America/New_York;VALUE=DATE:20261001
SUMMARY: 401(k) Plans: Mid-Year Census  Nondiscriminations Testing Informat
 ion Due
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37697c9
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261003
DTEND;TZID=America/New_York;VALUE=DATE:20261004
SUMMARY:401(k) Plan: Notify your Eligible Employees of the Safe Harbor Cont
 ributions for 2027
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376982a
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261006
DTEND;TZID=America/New_York;VALUE=DATE:20261007
SUMMARY:Self-Directed Brokerage Account (SDBA) Participant Statements are D
 istributed
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376988a
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261013
DTEND;TZID=America/New_York;VALUE=DATE:20261014
SUMMARY: 3rd Quarter Account Statements
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769902
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261015
DTEND;TZID=America/New_York;VALUE=DATE:20261016
SUMMARY: File Form 5500 (for 12/31 Plan Year Endings’s only) with the Dep
 artment of Labor (\"DOL\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769965
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261015
DTEND;TZID=America/New_York;VALUE=DATE:20261016
SUMMARY:Sole Proprietors Corporations: File Form 5500 (for 12/31 Plan Year 
 Endings only) with the Department of Labor (\"DOL\")
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b37699ce
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261015
DTEND;TZID=America/New_York;VALUE=DATE:20261016
SUMMARY:Sole Proprietors Corporations: Send 2025 Employer Contributions to 
 the Program
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769a31
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261117
DTEND;TZID=America/New_York;VALUE=DATE:20261118
SUMMARY:Required Minimum Distribution (\"RMD\") sweeps
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769af6
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261126
DTEND;TZID=America/New_York;VALUE=DATE:20261127
SUMMARY:Thanksgiving
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769b66
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261127
DTEND;TZID=America/New_York;VALUE=DATE:20261128
SUMMARY:Post Thanksgiving Day
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769bcf
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261202
DTEND;TZID=America/New_York;VALUE=DATE:20261203
SUMMARY:401(k) Plan: Notify your Eligible Employees of the Safe Harbor Cont
 ributions for 2027
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769c31
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261201
DTEND;TZID=America/New_York;VALUE=DATE:20261202
SUMMARY:Last Day to Make a Retroactive Safe Harbor Non-Elective Contributio
 n (\"SH NEC\") for the 2026 Plan Year
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769ca0
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261202
DTEND;TZID=America/New_York;VALUE=DATE:20261203
SUMMARY:Send Qualified Default Investment Alternative (QDIA) to Participant
 s
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769d09
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261215
DTEND;TZID=America/New_York;VALUE=DATE:20261216
SUMMARY:Send 2025 Summary Annual Report (SAR) if you filed a Form 5558
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769d8b
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261229
DTEND;TZID=America/New_York;VALUE=DATE:20261230
SUMMARY:Distribute Excess Contributions to all Affected Participants
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769df3
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261229
DTEND;TZID=America/New_York;VALUE=DATE:20261230
SUMMARY:Make Legally Permitted Optional Amendments to Existing Plans for 20
 26
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769eaa
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261229
DTEND;TZID=America/New_York;VALUE=DATE:20261230
SUMMARY:Remind Participants to Withdraw their Required Minimum Distribution
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769f20
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261230
DTEND;TZID=America/New_York;VALUE=DATE:20261231
SUMMARY:Deadline to take RMD
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b3769fc7
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261224
DTEND;TZID=America/New_York;VALUE=DATE:20261225
SUMMARY:Christmas Eve
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
BEGIN:VEVENT
UID:69f01b376a038
DTSTAMP:20260428T022807Z
DTSTART;TZID=America/New_York;VALUE=DATE:20261225
DTEND;TZID=America/New_York;VALUE=DATE:20261226
SUMMARY:Christmas
X-MICROSOFT-CDO-ALLDAYEVENT:TRUE
END:VEVENT
END:VCALENDAR