ABA Retirement Funds has engaged Voya Retirement Advisors, LLC (VRA), an investment adviser registered under the Investment Advisers Act of 1940, as amended, an affiliate of Voya, to provide certain advisory services to Participants. VRA provides investment advice and managed account services delivered by telephone through Investment Advisor Representatives at the VRA call center or by an Internet-based website. We refer to these services as Online Advice and Professional Management.
This tool is a web-based service for the investor seeking advice to help make his or her own decisions. Participants access this service from their participant accounts by selecting advisor services provided by Voya Retirement Advisors, LLC from the Resource Center menu after logging on. After connecting to the Online Advice participants can follow the simple instructions at their own pace. Online Advice will display:
A retirement forecast based on the participant’s current choices
Investment and savings recommendations for the participant’s ABA Retirement Funds Program account
No additional fee
Participants can use the interactive tool to see how changes to investment risk, contributions or retirement age can affect their financial outlook. Once they receive advice, they can simply click a button to implement the advice. The service is available to use at no additional cost whenever participants need to review or change their savings and investment strategies.
Click here to see a brief demo of the advisory services offered by Voya Retirement Advisors.
This service is designed for the participant who would rather have an investment professional proactively manage their retirement savings plan account. If a participant decides to enroll in the Professional Management program, their ABA Retirement Funds Program account will be charged monthly, based on an annual fee (see table below). For more information about our Voya Professional Management program, please request a copy of our advisory services sales flyer from your Program Representative, or click on the associated link on the right.
Professional Management includes:
Licensed and trained VRA Investment Advisor Representative
Free consultation, no obligation
Low asset-based fee
Participant can cancel at any time
* Voya Retirement Advisors takes fiduciary responsibility for its advice.
Advisory Services provided by Voya Retirement Advisors, LLC (VRA) for which Financial Engines Advisors LLC acts as sub advisor. Financial Engines Advisors(R), LLC (FEA) is a federally registered investment advisor and wholly owned subsidiary of Financial Engines, Inc. Neither VRA nor FEA provides tax or legal advice. If you need tax advice, consult your accountant or attorney; if you need legal advice, contact your attorney. For more information about VRA services, please read the Voya Retirement Advisors Disclosure Statement. A Disclosure Statement may be viewed online by accessing the advisory services link(s) through your Plan’s Website or may be requested from a VRA representative by calling your Plan Information Line.
Financial Engines(R) is a registered trademark of Financial Engines, Inc. Used with permission.
FEA is not a corporate affiliate of Voya Retirement Advisors, LLC or Voya Institutional Plan Services, LLC. Neither Voya Retirement Advisors, LLC nor FEA guarantees results and past performance is no guarantee of future results.
Advisory Flyer (investment advice page – different than other ones)
Please read the Program Annual Disclosure Document (April 2017), as supplemented (July 2017), carefully before investing. This Disclosure Document contains important information about the Program and investment options. Contact us at: firstname.lastname@example.org.
Voya Financial Partners, Voya Retirement Advisors, Voya Financial Advisors are members of the Voya family of companies (“Voya”). Voya, the ABA Retirement Funds, Mercer Trust Company, TD Ameritrade, and state and local bar associations are separate, unaffiliated entities, and not responsible for one another’s products and services.